On June 21, 2026, as part of the awareness and general culture activities of the “Zakat Al-elm” Foundation at Cihan University-Duhok, which continues to provide its knowledge output and scientific services, a seminar titled “The Concept of Banking and Financial Services” was held.
The seminar was presented by Mr. Revend Ferzende, Coordinator of the English Language Department.
The session featured a comprehensive and thorough academic presentation covering the fundamental concepts of banking operations and the various types of modern financial services. It also highlighted the role of the banking system in economic development, along with mechanisms to enhance financial awareness among community members on how to best utilize these services and contribute to developing general financial literacy.











